Under contract-accepting backup offers. A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD!
This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.
Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home’s most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.
The bathrooms have also been updated with new vanities and modern finishes.
The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.
The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.
The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.
Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home’s most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.
The bathrooms have also been updated with new vanities and modern finishes.
The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.
The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.
The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
Property Details
Price:
$420,000
MLS #:
TB8545612
Status:
Active Under Contract
Beds:
4
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
TAMPA DOWNS HEIGHTS
Neighborhood:
33559lutz
Listed Date:
Sep 5, 2026
Finished Sq Ft:
2,478
Total Sq Ft:
3,084
Lot Size:
10,440 sqft / 0.24 acres (approx)
Year Built:
1980
See this Listing
Schools
Elementary School:
Veterans Elementary School
Middle School:
Cypress Creek Middle School
High School:
Cypress Creek High-PO
Interior
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Vinyl
Heating
Heat Pump
Interior Features
High Ceilings, Open Floorplan, Thermostat
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Block
Covered Spaces
2
Direction Faces
Northeast
Exterior Features
Sliding Doors
Fencing
Vinyl
Garage Spaces
2
Roof
Shake
View
Trees/Woods
Financial
Tax Year
2025
Taxes
$4,250
Map
Community
- Address4545 DEBBIE LANE LUTZ FL
- SubdivisionTAMPA DOWNS HEIGHTS
- CityLUTZ
- CountyPasco
- Zip Code33559
Market Summary
Current real estate data for Single Family in LUTZ as of Oct 19, 2026
235
Single Family Listed
98
Avg DOM
289
Avg $ / SqFt
$872,232
Avg List Price
Property Summary
- Located in the TAMPA DOWNS HEIGHTS subdivision, 4545 DEBBIE LANE LUTZ FL is a Single Family for sale in LUTZ, FL, 33559. It is listed for $420,000 and features 4 beds, 3 baths, and has approximately 2,478 square feet of living space, and was originally constructed in 1980. The current price per square foot is $169. The average price per square foot for Single Family listings in LUTZ is $289. The average listing price for Single Family in LUTZ is $872,232. To schedule a showing of MLS#tb8545612 at 4545 DEBBIE LANE in LUTZ, FL, contact your InvestPro Properties, Inc. agent at 561-203-7022.
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Courtesy of FUTURE HOME REALTY INC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than InvestPro Properties, Inc. include the name of the listing broker. Neither the listing company nor InvestPro Properties, Inc. shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 4545 DEBBIE LANE
LUTZ, FL
