Virtually Staged. PRICE IMPROVEMENT! Welcome to this charming 2-bedroom, 2-bath villa in the desirable Clover Place community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **roof replaced in 2022** and a **newer HVAC system**. Inside, you’ll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere.
Step into the bright and airy sunroom overlooking a **nicely fenced backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you’re looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor’s most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!
Step into the bright and airy sunroom overlooking a **nicely fenced backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you’re looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor’s most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!
Property Details
Price:
$249,900
MLS #:
TB8531522
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Villa
Subdivision:
CLOVERPLACE CONDO
Neighborhood:
34684palmharbor
Listed Date:
Jul 22, 2026
Finished Sq Ft:
860
Total Sq Ft:
860
Lot Size:
3,742 sqft / 0.08 acres (approx)
Year Built:
1984
See this Listing
Schools
Elementary School:
Highland Lakes Elementary-PN
Middle School:
Carwise Middle-PN
High School:
Palm Harbor Univ High-PN
Interior
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Tile
Heating
Electric
Interior Features
Cathedral Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
Laundry Features
Inside
Levels
One
Exterior
Architectural Style
Traditional
Association Amenities
Pool, Vehicle Restrictions
Attached Garage YN
1
Common Walls
Corner Unit, End Unit
Community Features
Buyer Approval Required, Deed Restrictions, No Truck/RV/Motorcycle Parking, Pool, Sidewalks
Construction Materials
Block, Stucco
Covered Spaces
1
Direction Faces
North
Exterior Features
Irrigation System, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
Fencing
Fenced, Vinyl
Garage Spaces
1
Lot Features
In County, Landscaped, Private, Sidewalk
Open Parking YN
1
Other Structures
Additional Single Family Home, Shed(s)
Parking Features
Converted Garage, Driveway, Garage Door Opener
Patio And Porch Features
Enclosed, Patio
Roof
Shingle
Security Features
Smoke Detector(s)
View
Garden, Tennis Court
Window Features
Blinds, Drapes
Financial
HOA Fee
$230
HOA Fee Frequency
Monthly
HOA Includes
Common Area Taxes, Community Pool, Maintenance Grounds, Pool Maintenance, Sewer, Trash
HOA Name
Fatima
HOA Phone
727.942.4755
Tax Year
2025
Taxes
$2,702
Map
Community
- Address3174 PHLOX DRIVE PALM HARBOR FL
- SubdivisionCLOVERPLACE CONDO
- CityPALM HARBOR
- CountyPinellas
- Zip Code34684
Subdivisions in PALM HARBOR
Market Summary
Current real estate data for Single Family in PALM HARBOR as of Aug 29, 2026
364
Single Family Listed
90
Avg DOM
305
Avg $ / SqFt
$637,996
Avg List Price
Property Summary
- Located in the CLOVERPLACE CONDO subdivision, 3174 PHLOX DRIVE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $249,900 and features 2 beds, 2 baths, and has approximately 860 square feet of living space, and was originally constructed in 1984. The current price per square foot is $291. The average price per square foot for Single Family listings in PALM HARBOR is $305. The average listing price for Single Family in PALM HARBOR is $637,996. To schedule a showing of MLS#tb8531522 at 3174 PHLOX DRIVE in PALM HARBOR, FL, contact your InvestPro Properties, Inc. agent at 561-203-7022.
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Courtesy of RAGSDALE RESIDENTIAL REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than InvestPro Properties, Inc. include the name of the listing broker. Neither the listing company nor InvestPro Properties, Inc. shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 3174 PHLOX DRIVE
PALM HARBOR, FL