Under contract-accepting backup offers. Perfectly positioned in one of the most desirable locations within Highland Lakes, Palm Harbor’s premier 55+ golf community, this beautiful 3-bedroom, 2-bath home plus a bonus fully enclosed lanai offers an exceptional combination of modern upgrades, spacious living, and an unbeatable lifestyle. Just steps from the community’s Lake Tarpon Lodge, this inviting residence features a sought-after split-bedroom floor plan with soaring vaulted ceilings in both the living and family rooms, creating a bright, open atmosphere filled with natural light. Luxury vinyl plank flooring extends throughout the home, complemented by updated hurricane-impact windows, a spacious indoor laundry room, and an attached two-car garage. At the center of the home, the beautifully renovated kitchen has been thoughtfully redesigned for both everyday living and entertaining. Featuring granite countertops, updated soft-close cabinetry, a charming breakfast nook, and a newly opened kitchen to the living room with bar-top seating, it seamlessly connects the home’s main living spaces. Three sliders out to the fully enclosed lanai with new windows provides a comfortable year-round retreat, offering valuable additional living space that’s not included in the heated square footage of the home! MAJOR UPDATES include a NEW 2024 HVAC, NEW 2024 hot water heater, NEW 2020 ROOF, updated hurricane-impact windows, and a cost-saving deep well for irrigation! No insurance worries here with a recently passed 4-point inspection and located safely high and dry in a non-flood zone. Highland Lakes offers one of the finest active adult lifestyles in the Tampa Bay area with an incredibly affordable HOA fee of only $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring fitness classes, entertainment, clubs, and year-round social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make everyday living even more convenient. Located just minutes from award-winning Gulf beaches, premier shopping and dining, top-rated healthcare, professional sports venues, two international airports, and a cruise port, this move-in-ready home offers the perfect opportunity to enjoy the very best of Florida living. Call today and experience everything this exceptional home and community have to offer!
Property Details
Price:
$474,900
MLS #:
TB8523574
Status:
Active Under Contract
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HIGHLAND LAKES
Neighborhood:
34684palmharbor
Listed Date:
Jun 26, 2026
Finished Sq Ft:
1,826
Total Sq Ft:
2,891
Lot Size:
6,826 sqft / 0.16 acres (approx)
Year Built:
1989
See this Listing
Schools
Interior
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Luxury Vinyl, Tile
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Architectural Style
Ranch, Traditional
Attached Garage YN
1
Community
55+
Community Features
Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation – Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks
Construction Materials
Block
Covered Spaces
2
Direction Faces
Northwest
Exterior Features
Irrigation System, Lighting, Private Mailbox, Sidewalk, Sliding Doors
Garage Spaces
2
Lot Features
Level, Near Golf Course, Near Marina, Sidewalk
Patio And Porch Features
Enclosed, Rear Porch
Roof
Shingle
Senior Community YN
1
Waterfront Features
Lake, Waterfront
Financial
HOA Fee
$164
HOA Fee Frequency
Monthly
HOA Includes
Common Area Taxes, Community Pool, Escrow Reserves Fund, Pool Maintenance, Recreational Facilities
HOA Name
Highland Lakes HOA member services
HOA Phone
(727) 784-1402
Tax Year
2025
Taxes
$2,537
Map
Community
- Address3960 TARPON POINTE CIRCLE PALM HARBOR FL
- SubdivisionHIGHLAND LAKES
- CityPALM HARBOR
- CountyPinellas
- Zip Code34684
Subdivisions in PALM HARBOR
Market Summary
Current real estate data for Single Family in PALM HARBOR as of Aug 29, 2026
364
Single Family Listed
90
Avg DOM
305
Avg $ / SqFt
$637,996
Avg List Price
Property Summary
- Located in the HIGHLAND LAKES subdivision, 3960 TARPON POINTE CIRCLE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $474,900 and features 3 beds, 2 baths, and has approximately 1,826 square feet of living space, and was originally constructed in 1989. The current price per square foot is $260. The average price per square foot for Single Family listings in PALM HARBOR is $305. The average listing price for Single Family in PALM HARBOR is $637,996. To schedule a showing of MLS#tb8523574 at 3960 TARPON POINTE CIRCLE in PALM HARBOR, FL, contact your InvestPro Properties, Inc. agent at 561-203-7022.
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Courtesy of COLDWELL BANKER REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than InvestPro Properties, Inc. include the name of the listing broker. Neither the listing company nor InvestPro Properties, Inc. shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 3960 TARPON POINTE CIRCLE
PALM HARBOR, FL