Virtually Staged. Rare no-HOA freedom on 1 FULL ACRE in Bay Lake Ranch: this updated 3-bedroom, 2-bathroom home comes with an air-conditioned bonus room, a huge carport, and room to park the boat, trailer, and RV other neighborhoods won’t allow. Set within a quiet St. Cloud community where every lot is a minimum of one acre, the property has no rear neighbors, offering the kind of privacy and elbow room that is increasingly hard to find in Central Florida. A long driveway leads to a covered front porch stretching nearly 25 feet across the home, a natural spot for morning coffee overlooking the lawn and mature shade trees. Inside, vaulted ceilings and rich wood-look flooring give the living room an open, airy feel, while fresh paint throughout creates a clean, move-in-ready canvas. The kitchen sits just off the living area and has been refreshed with a new stove and dishwasher, joined by a stainless steel refrigerator, a breakfast bar, and a bay-window breakfast nook that looks out over the yard. Toward the back of the home, a bright Florida room works beautifully as a dining space, with a brand-new sliding glass door opening onto a generous concrete patio. All three bedrooms sit together in their own wing, set apart from the main living areas for a quieter retreat at the end of the day. The primary suite offers two closets and an ensuite bathroom finished with two new separate vanities and a skylight that pulls in natural light. The two additional bedrooms each feature double closets and share a full bathroom, also updated with a new vanity. An indoor laundry room with shelving adds everyday convenience. One of the most versatile spaces here is the oversized former two-car garage, now an air-conditioned bonus room with French doors, ready to become a home gym, studio, game room, office, or hobby space. With the addition of a bathroom, it also has the potential to become an in-law suite. This space also houses the home’s water filtration system. Outside, the acre delivers room for just about everything. A massive carport of approximately 31′ x 24′ provides covered parking for vehicles, a boat, or a trailer, while a 14′ x 9′ workshop shed handles tools, equipment, and weekend projects. The partially fenced yard gives you a head start for pets or a garden, and with no HOA, you are free to park your RV, boat, and trailers right at home. Major systems offer real peace of mind: the roof and A/C are approximately five years old, the water heater is brand new, and the refrigerator is around five years old. A private well and septic system mean no city water or sewer bills. Bay Lake Ranch pairs a peaceful country setting with easy connections. US-192 is about 8 minutes away for shopping and dining, the St. Cloud lakefront is around 20 minutes, and Florida’s Turnpike is approximately 25 minutes. Lake Nona’s Medical City is roughly 35 minutes, Orlando International Airport about 40 minutes, Universal Orlando around 50 minutes, and both Walt Disney World and the Space Coast beaches are approximately 60 minutes away. Space, freedom, and a long list of updates make 1970 Running Horse Trail ready for whatever you have planned.
Property Details
Price:
$440,000
MLS #:
S5159280
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
BAY LAKE RANCH UNIT 3
Neighborhood:
34771stcloudmagnoliasquare
Listed Date:
Oct 12, 2026
Finished Sq Ft:
2,297
Total Sq Ft:
2,473
Lot Size:
43,706 sqft / 1.00 acres (approx)
Year Built:
1990
See this Listing
Schools
Elementary School:
Harmony Community School (K-5)
Middle School:
Harmony Middle
High School:
Harmony High
Interior
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Ceramic Tile, Vinyl
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Thermostat
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Architectural Style
Ranch
Construction Materials
Block, Wood Siding
Covered Spaces
1
Direction Faces
East
Exterior Features
Rain Gutters, Sliding Doors
Fencing
Vinyl
Open Parking YN
1
Other Structures
Shed(s)
Parking Features
Driveway
Patio And Porch Features
Front Porch, Patio
Roof
Shingle
Security Features
Smoke Detector(s)
Window Features
Blinds
Financial
Tax Year
2025
Taxes
$2,418
Map
Community
- Address1970 RUNNING HORSE TRAIL ST CLOUD FL
- SubdivisionBAY LAKE RANCH UNIT 3
- CityST CLOUD
- CountyOsceola
- Zip Code34771
Subdivisions in ST CLOUD
- Arnco Addition
- CANAVERAL ACRES
- CANAVERAL ACRES 2
- ED5 New Eden
- HP1 HOLOPAW
- HP101 HOLOPAW
- HP105 HOLOPAW
- HP106 HOLOPAW
- HP107 HOLOPAW
- HP109 HOLOPAW
- HP113 HOLOPAW
- HP114 HOLOPAW
- HP116 HOLOPAW
- HP117 HOLOPAW
- HP118 HOLOPAW
- HP126 HOLOPAW
- HP127 HOLOPAW
- HP130 HOLOPAW
- HP131 HOLOPAW
- HP133 HOLOPAW
- HP166 HOLOPAW
- HP167 HOLOPAW
- HP168 HOLOPAW
- HP170 HOLOPAW
- Hp171 HOLOPAW
- HP173 HOLOPAW
- HP174 HOLOPAW
- HP175 HOLOPAW
- HP177 HOLOPAW
- HP181 HOLOPAW
- HP186 HOLOPAW
- HP189 HOLOPAW
- HP190 HOLOPAW
- HP191 HOLOPAW
- HP193 HOLOPAW
- HP195 HOLOPAW
- HP196 HOLOPAW
- HP198 HOLOPAW
- HP200 HOLOPAW
- HP201 HOLOPAW
- HP202 HOLOPAW
- HP205 HOLOPAW
- HP206 HOLOPAW
- HP207 HOLOPAW
- HP209 HOLOPAW
- HP210 HOLOPAW
- HP211 HOLOPAW
- HP213 HOLOPAW
- HP214 HOLOPAW
- HP215 HOLOPAW
- HP217 HOLOPAW
- HP218 HOLOPAW
- HP22 HOLOPAW
- HP220 HOLOPAW
- HP221 HOLOPAW
- HP222 HOLOPAW
- HP223 HOLOPAW
- HP224 HOLOPAW
- HP225 HOLOPAW
- HP226 HOLOPAW
- HP227 HOLOPAW
- HP228 HOLOPAW
- HP233 HOLOPAW
- HP25 HOLOPAW
- HP34 HOLOPAW
- HP35 HOLOPAW
- HP46 HOLOPAW
- HP49 HOLOPAW
- HP6 HOLOPAW
- HP63 HOLOPAW
- HP7 HOLOPAW
- HP70 HOLOPAW
- HP72 HOLOPAW
- HP74 HOLOPAW
- HP75 HOLOPAW
- HP77 HOLOPAW
- HP79 HOLOPAW
- HP82 HOLOPAW
- HP83 HOLOPAW
- HP88 HOLOPAW
- HP90 HOLOPAW
- HP91 HOLOPAW
- HP93 HOLOPAW
- HP94 HOLOPAW
- HP96 HOLOPAW
- LAKESHORE AT NARCOOSSEE
- Magnolia Square
- PALM GARDENS CONDO
Market Summary
Current real estate data for Single Family in ST CLOUD as of Oct 19, 2026
1,263
Single Family Listed
106
Avg DOM
227
Avg $ / SqFt
$514,656
Avg List Price
Property Summary
- Located in the BAY LAKE RANCH UNIT 3 subdivision, 1970 RUNNING HORSE TRAIL ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34771. It is listed for $440,000 and features 3 beds, 2 baths, and has approximately 2,297 square feet of living space, and was originally constructed in 1990. The current price per square foot is $192. The average price per square foot for Single Family listings in ST CLOUD is $227. The average listing price for Single Family in ST CLOUD is $514,656. To schedule a showing of MLS#s5159280 at 1970 RUNNING HORSE TRAIL in ST CLOUD, FL, contact your InvestPro Properties, Inc. agent at 561-203-7022.
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Courtesy of LA ROSA REALTY LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than InvestPro Properties, Inc. include the name of the listing broker. Neither the listing company nor InvestPro Properties, Inc. shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 1970 RUNNING HORSE TRAIL
ST CLOUD, FL

